Risking More than Your Trip when Traveling without Medical Travel Insurance!

There are millions of people that travel around the world on a yearly basis, and most of them do tend to experience difficulties while they are traveling. People go on vacation in order to take a much needed break from their hectic daily routines, but few fail to recognize that traveling can become incredibly stressful if they don’t make travel arrangements properly. A lot of travelers will not consider getting medical travel insurance because they feel that they will make use of it. However, more times than not - traveling without medical insurance has proven to be a haunting experience due to unfortunate events. Medical emergencies aren’t planned for but medical travel insurance can not only help you prepare but also guide you during those difficult times.

Imagine: One moment you will snapping photographs of all the beautiful scenery in your foreign destination, and the next moment you missed a step and injure your foot. You are unable to walk properly and require immediate medical attention. Where do you go? Who do you call? How will you pay for the medical care? Medical travel insurances offers travelers 24/7 assistance, helping you find the proper medical care and ensuring that reach safety. Few people realize the grand value of medical insurance; it some cases, it is the difference between life and death.

Your health should never be at risk. Medical Travel insurance is highly recommended when traveling overseas since most medical facilities in destinations abroad either don't accept american medical insurances are only accept cash before medical care. Depending on the type of coverage you choose to invest in, you are eligible to receive full coverage for medical expenses including transportation cost. Not all medical facilities abroad will be able to offer the type of medical care you need, with medical travel insurance - you can be transported to the next nearest facility to receive proper treatment without having to cover additional medical expenses.

As previously mentioned many domestic health care providers fail to offer coverage for your medical expenses in a foreign country. Some countries even have particular laws that prevent travelers from entering the country without medical coverage. Every trip presents a different set of risk but there are certain coverages you should always included in your medical insurance plan, no matter the destination:

  • Reimbursements for medical costs

  • Reimbursements for dental costs

  • Advance payments to medical facilities

  • Payment and coordination for emergency medical evacuation services

  • Accidental death & dismemberment (AD&D) and travel accident benefit

  • Emergency travel assistance services

Depending on how frequently you travel or how long you travel for, you should look into a Medical travel insurance plan that offers coverage every time you depart your home country:

  • Single trip travel medical coverage (less than 6 months)

  • Multi-trip travel medical coverage (covers multiple trips for 12 months)

  • Long-term major medical coverage (renewable continuous coverage for long term travelers)

Don’t risk your life. Invest in your health and protect it every where you go with travel insurance plan that includes medical coverage.

Date of publication Jul 13 2015