Euro Cover +

Insurance from the 1st euro for europatriates and expatriates in France

Are you an expatriate in France or do you live in several countries of the Europe-Mediterranean zone? Take a look at our comprehensive insurance solution with fully flexible benefits and a range of associated services!

Who is this policy designed for ?

Expatriates of any nationality staying in France or the Europe-Mediterranean zone for more than a year

Key features

  • Cover valid in all the countries of the Europe-Mediterranean zone with temporary cover in the rest of the world
  • Third party payment card for pharmacy expenses and tests in France
  • Direct payment of hospital costs anywhere in the world
  • Extensive reimbursement of consultations with generalists and specialists
  • Screening covered at 100% of actual costs
  • Dental treatment, dentures and implants covered up to €2,000/year
  • Spectacles (lenses and frames) reimbursed up to €400/year
  • Life-time cover: you are covered for as long as you want

Benefits

Benefits available:
 
  • Medical expenses from the 1st euro and up to €2,000,000 with:
    • A choice of 3 options with various upper limits of reimbursement
    • A choice of 3 levels of excess per treatment or procedure: €0 , €20 or €40
    • Option: extension of cover to the country of nationality for a year at a time
  • Repatriation assistance
  • Personal liability (private capacity) and legal assistance
  • Death and loss of autonomy
  • Income protection

Competitive pricing

  • Your premiums will not increase regardless of your level of expenditure
  • Choice of individual, couple or family premium
  • 5% reduction for couples
  • Option to pay in monthly, quarterly or twice-yearly instalments by direct debit at no additional cost

Practical information

  • Cover available to expatriates living in the Europe-Mediterranean zone
  • Age limit for applications: Up to and including 70 (64 for Personal liability - private capacity, legal assistance, death/loss of autonomy and income protection)
  • Medical formalities: health questionnaire (additional formalities for applications from the over 60s: medical examination and report)
  • Insurance certificate issued immediately if you apply online

Associated services

  • Direct payment of hospital charges: you have nothing to pay at the hospital, we'll take care of it for you!
  • Repatriation assistance and translation service
  • Third party payment card accepted by more than 156,000 pharmacies and laboratories in France
  • Legal and practical assistance to help with administrative formalites and paperwork

List of excluded countries and/or states

  • Afghanistan
  • Burundi
  • North Korea
  • Iran
  • Libya
  • Myanmar
  • Pakistan
  • Central African Republic
  • Somalia
  • Syria
  • Yemen

Watch our video

Euro Cover + is a product of APRIL International Expat (ex APRIL Mobilité) – a French company registered in Paris (under number 309 707 727) and with ORIAS (under number 07 008 000) whose headquarters are located at 110 avenue de la république - 75011 PARIS France

This product is designed, administered and distributed by APRIL International Expat and insured by Axéria Prévoyance (for medical cover, death/total and irreversible loss of autonomy, income protection and Personal liability - private capacity), ACE Europe (for repatriation assistance) and Solucia Protection Juridique (for legal assistance). The services are designed and distributed by APRIL International Expat.

Going to move abroad?
Discover the insurance that suits your needs.

Free, instantaneous
and not legally binding