Expat Premier

Insurance from the 1st euro for expatriates of any nationality

Are you an expatriate or planning a move abroad? Take a look at our comprehensive insurance solution with fully flexible benefits and a range of associated services!

Who is this policy designed for ?

Expatriates of any nationality staying abroad for more than a year

Key features

  • Direct payment of hospital charges worldwide
  • Private room covered up to €200/day
  • Generous reimbursement of consultations with generalists and specialists
  • Diagnostic screening covered at 100% of actual costs
  • Dental treatment, dentures and implants covered up to €2,000/year
  • Spectacles (lenses and frames) reimbursed up to €650/year
  • Life-time cover: you are covered for as long as you want

Benefits

Benefits available:
 
  • Medical expenses from the 1st euro up to €2,000,000 with:
3 OPTIONS3 LEVELS OF COVER
Essentielle for basic coverHospitalisation only
Medium for intermediate coverHospitalisation + Routine healthcare
Extenso for generous coverHospitalisation + Routine healthcare + Optical-Dental
3 PERCENTAGES OF REIMBURSEMENT : 100%, 90% or 80% of actual costs.
  • Repatriation assistance
  • Personal liability - private capacity and legal assistance
  • Death and loss of autonomy
  • Income protection

Competitive pricing

  • Your premiums will not increase regardless of your level of expenditure
  • Choice of individual or family premium
  • Reduce your medical expenses premium by choosing reimbursement at 90% or 80% of actual costs
  • Option to pay in monthly, quarterly or twice-yearly instalments by direct debit at no additional cost

Practical information

  • Cover available to expatriates who are not living in France or in the French Overseas
  • Departments and Regions.
  • Age limit for applications: up to and including 70 (64 for Personal liability - private capacity, legal assistance, death/loss of autonomy and income protection).
  • Medical formalities: health questionnaire (additional formalities for applications from the over 60s: medical examination and report)
  • Insurance certificate issued immediately if you apply online

Associated services

  • Direct payment of hospital charges: you have nothing to pay at the hospital, we'll take care of it for you!
  • Repatriation assistance and translation service
  • Third party payment and home consultation services in some countries
  • Legal and practical assistance to help with administrative formalities and paperwork

List of excluded countries and/or states

  • Afghanistan
  • Congo RDC
  • Haiti
  • Irak
  • Iran
  • Libya
  • Nigeria
  • North Korea
  • Pakistan
  • Somalia
  • Sudan
  • Southern Sudan
  • Syria
  • Palestinian Territories - Gaza Strip only
  • Yemen

Watch our video

Expat Premier is a product of APRIL International Expat (ex APRIL Mobilité) – a French company registered in Paris (under number 309 707 727) and with ORIAS (under number 07 008 000) whose headquarters are located at 110 avenue de la république - 75011 PARIS France

This product is designed, administered and distributed by APRIL International Expat and insured by Axéria Prévoyance (for medical cover, death/total and irreversible loss of autonomy and income protection), ACE Europe (for repatriation assistance cover and personal liability - private capacity cover) and Solucia Protection Juridique (for legal assistance cover).