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Insurance from the 1st euro for expatriates of any nationality
Are you an expatriate or planning a move abroad? Take a look at our comprehensive insurance solution with fully flexible benefits and a range of associated services!
Who is this policy designed for ?
- Direct payment of hospital charges worldwide
- Private room covered up to €200/day
- Generous reimbursement of consultations with generalists and specialists
- Diagnostic screening covered at 100% of actual costs
- Dental treatment, dentures and implants covered up to €2,000/year
- Spectacles (lenses and frames) reimbursed up to €650/year
- Life-time cover: you are covered for as long as you want
- Medical expenses from the 1st euro up to €2,000,000 with:
|3 OPTIONS||3 LEVELS OF COVER|
|Essentielle for basic cover||Hospitalisation only|
|Medium for intermediate cover||Hospitalisation + Routine healthcare|
|Extenso for generous cover||Hospitalisation + Routine healthcare + Optical-Dental|
|3 PERCENTAGES OF REIMBURSEMENT : 100%, 90% or 80% of actual costs.|
- Repatriation assistance
- Personal liability - private capacity and legal assistance
- Death and loss of autonomy
- Income protection
- Your premiums will not increase regardless of your level of expenditure
- Choice of individual or family premium
- Reduce your medical expenses premium by choosing reimbursement at 90% or 80% of actual costs
- Option to pay in monthly, quarterly or twice-yearly instalments by direct debit at no additional cost
- Cover available to expatriates who are not living in France or in the French Overseas
- Departments and Regions.
- Age limit for applications: up to and including 70 (64 for Personal liability - private capacity, legal assistance, death/loss of autonomy and income protection).
- Medical formalities: health questionnaire (additional formalities for applications from the over 60s: medical examination and report)
- Insurance certificate issued immediately if you apply online
- Direct payment of hospital charges: you have nothing to pay at the hospital, we'll take care of it for you!
- Repatriation assistance and translation service
- Third party payment and home consultation services in some countries
- Legal and practical assistance to help with administrative formalities and paperwork
List of excluded countries and/or states
- Congo RDC
- North Korea
- Southern Sudan
- Palestinian Territories - Gaza Strip only
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Expat Premier is a product of – a French company registered in Paris (under number 309 707 727) and with ORIAS (under number 07 008 000) whose headquarters are located at 110 avenue de la république - 75011 PARIS France
This product is designed, administered and distributed by APRIL International Expat and insured by Axéria Prévoyance (for medical cover, death/total and irreversible loss of autonomy and income protection), ACE Europe (for repatriation assistance cover and personal liability - private capacity cover) and Solucia Protection Juridique (for legal assistance cover).