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Student International Health Plan
Complete private health insurance for international students studying abroad.
Comprehensive private medical insurance cover that has been specifically designed for international students studying, travelling and working abroad.
Who is this policy designed for ?
- Cover available for just one semester or a full course studying abroad.
- Access to private medical treatment in country- no need to return home.
- All inpatient hospital costs met in full.
- Multi-currency claims settlements direct into your bank account.
- Prompt claims settlements within 5 working days.
If you fail to contact the 24 hour assistance company for pre-authorisation it will result in you being responsible for 50% of the costs of each claim.
Inpatient Treatment Benefits
Accommodation and meal charges
All inpatient treatment
Surgeon and Anaesthetist fees
Intensive care unit charges
Treatment in a hospital psychiatric unit
Max 30 Days
Where a period of recovery is required in a hospital bed
Which are required intra-operatively
Outpatient Treatment Benefits
GP, Specialist & Consultant Fees, Prescription Drugs, X-rays, diagnostic & pathology tests, including MRI, CT & PET Scans
Osteopathy, Chiropractic, Homeopathy and Acupuncture
Where medically required following Inpatient Treatment, Daycare Treatment or Accident & Emergency Room Treatment
When referred by a Physician and pre-authorised
To restore or repair sound natural teeth
For the immediate relief of dental pain
Costs of travel to return to Home Country or Country of Residence
Hotel accommodation costs for companion if not returned to Home Country (Policy will automatically cancel 30 days after return to Home Country following emergency medical evacuation)
up to 12 nights
Costs of travel and hotel accommodation of a close family member if you are in hospital for 5 consecutive days
up to 12 nights
Costs of travel to Home Country in the event of the death of a close family member
Where death occurs outside the Home Country
Evacuation to a safe location in the event of life threatening situations resulting from political or civil unrest
Evacuation to a safe location in the event of a natural disaster
Pre-Existing Condition Cover
for acute episodes of existing conditions (available to applicants purchasing a plan of at least 6 months duration) – only available after a waiting period of 90 days has been served.
Personal Accident Benefit
Home Country Cover
Treatment of emergency medical conditions or acute episodes of existing covered medical conditions whilst on a temporary visit to the Home Country
# A claim is considered to be a course of treatment per diagnosed
- Cover available from as little as £30 per month excluding local taxes.
- Premiums quoted in GBP, USD and Euro's.
- Cover available from a minimum of a 1 month period up to a maximum of 12 months.
- Maximum policy period 4 years cover (3 renewals).
- Minimum applicant age of 18 years up to an age limit of 40 years.
- Proof of enrolment in overseas university required.
- Cover not available for students studying in USA or the Caribbean.
- 24/7 multilingual medical assistance.
- Pre-authorisation required for inpatient claims.
- All fully documented claims reimbursed within 5 working days.
- Dedicated support available 24 hours a day.
- Free to choose the hospital and doctors who you are treated by within your area of cover.
- Direct settlements available for all inpatient hospital costs.
- First class insurance security applied to all policies.
- Highest service levels in the industry.
Student International Health Plan is a product of - A British company registered in London (under number 7261287) and with the Financial Conduct Authority (under number 574454) whose headquarters are located at Minster House, 42 Mincing Lane, London, EC3R 7AE, United Kingdom
This product is designed, administered and distributed by APRIL International UK and insured by either Catlin Insurance Company (UK) Ltd. or Catlin Underwriting Agencies Limited. The services are designed and distributed by APRIL International UK.