Will my premiums increase?

If you take out a policy for less than 12 months:

Your premium will not increase.

If you take out a policy for more than 12 months:

Your premium may increase on 1st January of each year.

Unlike some policies, the increase in your premium is not affected by your level of personal consumption and the insurer bases their calculation on the overall consumption of all individuals insured under the policy.

So, if you have a serious health problem, you can rest assured that your current cover will remain in place without the risk of a major increase in your premium level or even of your policy being cancelled.

We would also remind you that your policy is life-long: your cover does not stop when you reach a set age and you are insured for as long as you want.