Euro Cover +

Insurance from the 1st euro for europatriates and expatriates in France

Are you an expatriate in France or do you live in several countries of the Europe-Mediterranean zone? Take a look at our comprehensive insurance solution with fully flexible benefits and a range of associated services!

Who is this policy designed for ?

Expatriates of any nationality staying in France or the Europe-Mediterranean zone for more than a year

Key features

  • Cover valid in all the countries of the Europe-Mediterranean zone with temporary cover in the rest of the world
  • Third party payment card for pharmacy expenses and tests in France
  • Direct payment of hospital costs anywhere in the world
  • Extensive reimbursement of consultations with generalists and specialists
  • Screening covered at 100% of actual costs
  • Dental treatment, dentures and implants covered up to €2,000/year
  • Spectacles (lenses and frames) reimbursed up to €400/year
  • Life-time cover: you are covered for as long as you want


Benefits available:
  • Medical expenses from the 1st euro and up to €2,000,000 with:
    • A choice of 3 options with various upper limits of reimbursement
    • A choice of 3 levels of excess per treatment or procedure: €0 , €20 or €40
    • Option: extension of cover to the country of nationality for a year at a time
  • Repatriation assistance
  • Personal liability (private capacity) and legal assistance
  • Death and loss of autonomy
  • Income protection

Competitive pricing

  • Your premiums will not increase regardless of your level of expenditure
  • Choice of individual, couple or family premium
  • 5% reduction for couples
  • Option to pay in monthly, quarterly or twice-yearly instalments by direct debit at no additional cost

Practical information

  • Cover available to expatriates living in the Europe-Mediterranean zone
  • Age limit for applications: Up to and including 70 (64 for Personal liability - private capacity, legal assistance, death/loss of autonomy and income protection)
  • Medical formalities: health questionnaire (additional formalities for applications from the over 60s: medical examination and report)
  • Insurance certificate issued immediately if you apply online

Associated services

  • Direct payment of hospital charges: you have nothing to pay at the hospital, we'll take care of it for you!
  • Repatriation assistance and translation service
  • Third party payment card accepted by more than 156,000 pharmacies and laboratories in France
  • Legal and practical assistance to help with administrative formalites and paperwork

List of excluded countries and/or states

  • Afghanistan
  • North Korea
  • Irak
  • Iran
  • Libya
  • Mali
  • Niger
  • Pakistan
  • Central African Republic
  • Somalia
  • Sudan
  • Syria
  • Yemen

Watch our video

Euro Cover + is a product of APRIL International Expat (ex APRIL Mobilité) – a French company registered in Paris (under number 309 707 727) and with ORIAS (under number 07 008 000) whose headquarters are located at 110 avenue de la république - 75011 PARIS France

This product is designed, administered and distributed by APRIL International Expat and insured by Axéria Prévoyance (for medical cover, death/total and irreversible loss of autonomy, income protection and Personal liability - private capacity), ACE Europe (for repatriation assistance) and Solucia Protection Juridique (for legal assistance). The services are designed and distributed by APRIL International Expat.

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