APRIL Travel Protection explains what is and isn't covered under various travel insurance policies

According to the Center for Disease Control (CDC), the Zika virus alert is set at level 2, which means policyholders are encouraged to practice enhanced precautions. It would need to be elevated to alert level 3, encouraging Americans to avoid nonessential travel, to be considered for trip cancellation eligibility by most insurance underwriters.

For those concerned about Zika or terrorism, APRIL recommends Cancel for Any Reason (CFAR) coverage which places the decision of trip cancellation in policyholders' hands. The typical standard for CFAR coverage practiced by most travel insurance companies is a surcharge of 45-50% of the total policy cost. The cost for CFAR on APRIL's VIP Plan is only $60—a flat charge that does not increase regardless of trip cost or policyholder age.

Travelers can compare benefits of CFAR coverage through APRIL's VIP Plan against those of competitors via travel insurance aggregators such as TravelInsurance.com and TripInsuranceZone.com, or purchase directly from AprilTravelProtection.com.

Coverage for trip cancellation to Zika-affected destinations due to pregnancy, when pregnancy occurs after the policy is purchased, is available under the APRIL Choice plan through aggregators including InsureMyTrip.com and Squaremouth.com via an optional upgrade called “Enhanced Unforeseen Events.”

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For more information, contact APRIL Travel Protection at 855-277-4587, email info [at] AprilTravelProtection [dot] com or visit www.AprilTravelProtection.com.

About APRIL Travel Protection

APRIL Travel Protection is owned by APRIL, an international group with 45 operational companies in more than 40 different countries. APRIL is listed on Euronext Stock Exchange and has yearly sales of more than $1.1 billion.

With its guiding principles to build trust, push boundaries, innovate and keep it simple, APRIL Global Assistance Network benefits from an extensive organizational structure servicing more than six million policyholders worldwide.

The company’s U.S. division is supported by American Modern Insurance Group (an AM Best A+ rated carrier) as its preferred underwriter and is headquartered at 11900 Biscayne Blvd. Suite 600, Miami, FL, 33181.